New — Processing + Funding Program

Free processing.
Funding that moves with you.

Open a merchant processing account at no cost, and it unlocks eligibility for FundQube's long-term funding program — terms up to 24 months, no upfront cost to apply.

Program — FundQube
$0 Cost
✓ Eligible
Processing Account
Free
Terminal Shipping
Free
Funding Term
Up to 24 Mo.
Decision Time
~24 Hours
Most eligible accounts approved within 24 hrs
Upfront Cost
$0
$0
Cost to open your processing account or apply for funding
24 mo.
Maximum term on the funding unlocked by your account
24 hrs
Typical decision timeline once your application is in
The Offer, Line by Line

Exactly what you're getting.

No bundled fees, no fine print you have to hunt for.

01

Free merchant processing account

Set up under our dual-pricing structure — your business pays $0 in account costs, with the card-network fee passed through at the point of sale.

$0 account cost
02

Free terminal shipping

Your POS terminal or card reader ships to your business at no charge once your account is approved.

Free shipping
03

Long-term funding eligibility

An active processing account unlocks our long-term funding program, with terms extending up to 24 months.*

Up to 24 mo.
04

No upfront cost to apply

There's no application fee for either the processing account or the funding program.

$0 to apply
Getting Started

From application to funded, in four steps.

01

Open your account

Complete a short application for your free merchant processing account — no cost, no obligation.

02

Get set up

We ship your terminal free of charge and get your account live and processing.

03

Check eligibility

Your active account is reviewed for eligibility in the long-term funding program.

04

Get funded

Approved businesses receive an offer with terms up to 24 months — funds deposited directly.

Why Businesses Choose FundQube

Real terms, real people, San Diego rooted.

Transparent from the start

You'll see full costs and terms before you sign anything — for the processing account and the funding offer.

A dedicated advisor

You'll work with a real loan advisor who knows your business, not a call-center script.

Fast underwriting

Streamlined review means you get an answer on funding quickly once you're eligible.

Locally rooted

We're based on B Street in San Diego — walk in, call, or email a real team.

Start with a free processing account.

Tell us about your business and we'll set up your merchant processing account and walk you through funding eligibility — no cost, no pressure.

No cost to open your account or apply
Terminal ships free once approved
Funding terms up to 24 months, if eligible
We'll respond within 1 business day. No obligation.